The Best car insurance in
Dubai is One Click Insurance!

Car insurance is an agreement between you and an insurer or insurance company that provides financial protection against physical damage or bodily injury resulting from road accidents. You also get covered against other liabilities from road accidents, natural disasters, fire and theft. It’s mandatory in the UAE to have valid Car insurance for your vehicle.

A ‘No Claims Discount’ (NCD) rewards drivers for a claim-free policy period, offering discounts on subsequent premiums and leading to notable savings on insurance expenses. Please note that these discounts are typically applicable to non-minimum premiums in most cases.

First, in case of an accident, report to the police and obtain a report with accurate details of the accident. Then, contact your insurance provider, and submit the necessary documents to start your claim. You will need to follow their claim assessment and settlement process. If you have insured your vehicle through One Click Insurance then please contact the claims team at along with your documents (driver’s license and current Mulkiya) alongwith valid police report.

In the UAE, car insurance operates under regulations set by the UAE Central Bank. Drivers must at least have Third Party Liability insurance, which covers damages to other vehicles or injuries to individuals due to one’s negligence.

Your car insurance policy number is a unique identifier assigned to your insurance contract. To find it: 1. Policy Document: Review your policy certificate and schedule or the full policy document, usually sent to you upon purchase or renewal of your policy. 2. Online Account: Log in to your insurer’s online portal. Your policy details, including the number, should be listed there. 3. Traffic Mobile App: If your Emirate of Registration offers a mobile app, you can access your policy information there. 4. Contact Your Insurer: Call or email the customer service department of your insurance company for assistance. 5. Insurance Broker or Agent: If you purchased your policy through an agent or broker, they can provide you with your policy number. Always store your insurance details safely and consider keeping a digital copy for easy access.

Most comprehensive car insurance policies offer coverage for rental cars or loaner vehicles, often as an additional or optional benefit. This coverage usually steps in when your primary vehicle is unavailable due to repairs from a covered incident. It’s essential to read your policy documents or speak with your insurance provider to understand the specifics and any limits or conditions that might apply. If you’re considering renting a car, it’s also a good idea to check with the rental company about their insurance offerings and requirements.

Your choice should depend on your risk tolerance and vehicle value. If you’re looking solely to fulfil legal obligations and cover damages to other parties, choose Third Party. If you wish to protect against damages to your car, go for Comprehensive as it’s the optimal choice and the best way to maintain and safeguard your vehicle against any unforeseen circumstances or events.